single income investment scenarios
please note: scenarios for couples are very similar
SCENARIO 1
Molly earns $50,000 per year from her current employer. She borrows the whole purchase price of $325,000 plus the outgoings of stamp duty, legal costs, loan costs etc, leaving her with a total loan of $337,942.
| ANNUALISED COSTS | ANNUALISED INCOME | |||
| Loan-Interest only @ 5.74% | $19,398 | Rent $256 x 52 weeks ($320 @ 80%) |
$13,312 | |
| Rates | $2,200 | |||
| Body Corporate | $1,350 | Tax Cut (between the difference of income of $50 000 and $30,513) |
$5,580 | |
| Rental Fees | $1,024 | |||
| NRAS Fee | $1,000 | |||
| PLUS NRAS | $9,400 | |||
| Total Expenses | $24,972 | Total Income | $28,292 | |
TOTAL SURPLUS PER YEAR ($28,292 less $24,972) = $3,320
Molly earns $63.80 per week by purchasing an Aztec Terrace. In this scenario, Molly’s investment unit EARNS HER MONEY FROM DAY 1! Historically data illustrates that on average real estate doubles every 7 to 10 years creating a great capital gain on your investment, meaning in 7 to 10 years time, Molly's property could be worth $650,000 plus she has received at least $63.80 per week for 10 years.
PLEASE NOTE: You MUST make your own enquires regarding the contents of this page.
SURPLUS PER WEEK $63.80
Molly earns $63.80 per week by purchasing an Aztec Terrace. In this scenario, Molly’s investment unit EARNS HER MONEY FROM DAY 1! Historically data illustrates that on average real estate doubles every 7 to 10 years creating a great capital gain on your investment, meaning in 7 to 10 years time, Molly's property could be worth $650,000 plus she has received at least $63.80 per week for 10 years.
PLEASE NOTE: You MUST make your own enquires regarding the contents of this page.
DISCLAIMER: No warranties or representations whatsoever are made by Aztec Developments (Qld) Pty Ltd regarding the accuracy of the information on these pages.
Professional advice should always be sought before making investment decisions.
Professional advice should always be sought before making investment decisions.






